NICHOLAS T. MONTALTO received his Bachelors of Business Administration Degree in Accounting from St. Johnís University. Soon after he became a Certified Public Accountant and supervising auditor at Peat, Marwick, Mitchell & Co. (KPMG). He later served as Controller of Popular Science Publishing Company and finally served as Vice President and General Counsel to D. L. Blair Corp.

In 1977 Mr. Montalto earned his Juris Doctorate degree from St. Johnís University School of Law, attending evenings. In law school he was awarded the prestigious American Jurisprudence Award in Estate and Income Taxation and graduated at the top of his graduating class.

Mr. Montalto has been in private practice since 1972 in all phases of general practice. for the last ten years he has concentrated his practice in the area of Elder Law, Trust and Estates and Medicaid Issues. He and the members of his law office have extensive experience in commercial and real estate litigation as well as trial experience in all of the Federal and State Courts of New York and an active member of the Richmond County Bar Association.

Mr. Montalto also has served as adjunct Professor of Law at St. Johnís University, Graduate School of Business Administration.

Mr. Montalto recognizes that his clients work hard to attain their standard of living to raise and educate their children and to provide for their retirement years. These clients want assurances that their families will be cared for in the event of their disability of death. He is firmly committed to protectingthis clientís assets and dignity

After a comprehensive evaluation, Mr. Montalto will develop an appropriate plan that is designed to avoid the devastating financial consequences that can result from the exorbitant costs of long term care, court costs and estate taxes.

His office will handle the preparation of Wills, Durable Powers of Attorney, medicaid and special needs trusts, Health Care Proxies, Guardianships and Medicaid issues, He will explain the laws as they apply to each individual and patiently discuss the available legal options so that An appropriate plan of action will can be arranged and implemented.

Mr. Montalto has been engaged in all phases of the general practice of law for over forty years and the quality of his legal services and expertise have resulted in the growth of his practice and the gratitude of his clients.